What These Terms Cover
These Terms & Conditions describe the agreement between you and our service when you create, access or use an account. They cover the information entered during registration, the clear phone verification step before account access, acceptable account conduct, wallet and payment records, personal data, cookies, policy
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updates and the process for contacting us. References to DANA, OVO, GoPay, QRIS, bank transfer and virtual account explain how payment records may appear within account activity; they do not change the separate rules of your bank or wallet provider. You must provide accurate account details
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and keep your login credentials private. We may ask for additional checks when an account action requires confirmation. Access and eligibility depends on local law, and these Terms & Conditions apply only where local law permits. Please read the current wording before opening an account or
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continuing to use the service.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.